A New York State-Sponsored Plan

The $0 Essential Plan

The Essential Plan is a $0 health insurance program available to eligible New York State residents. The program offers comprehensive coverage, including vision and dental care.

Get comprehensive coverage for all your medical needs

Plan benefits*

$0

Deductible*

100%

Co-insurance*

$0

Mental Health

$400

OTC card for groceries and more*

OTC card for groceries and more*

$0

Dental Care*

Dental Care*

$0

Vision Care

Vision Care

$400

Gym Membership Reimbursement*

Gym Membership Reimbursement*

$0

Preventive Care

$0

Emergency Care

Why is the plan $0?

The Essential Plan is sponsored by the New York State government to offer comprehensive and affordable health coverage to all New York residents, including long-term visa holders like F-1 international students.

$400

OTC card for groceries and more*

OTC card for groceries and more*

$0

Dental Care*

Dental Care*

$0

Deductible*

Deductible*

100%

Co-insurance*

Co-insurance*

Why is the plan $0?

The Essential Plan is sponsored by the New York State government to offer comprehensive and affordable health coverage to all New York residents, including long-term visa holders like F-1 international students.

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Will the Essential Plan affect immigration status?

EssentialPlans.immigrationDescription

Applying for and using the Essential Plan won't affect your immigration status or application for status. Your immigration status won't be shared with federal immigration authorities.

Read the full, official New York State policy on the Essential Plan and immigration status here.↗ Link to article

Plan Types & Benefit Details

Plan coverage details below — expand the table to see more!

Apply Now

PLAN 200-250

Income Qualifications
$31,300 - $39,125
Age Qualifications
19-64 for US Citizens & Green Card Holders living in the US for >5 years21-64 for Visa Holders & Green Card Holders living in the US for <5 years
Immigration Status
US Citizens & Green Card Holders living in the US for >5 yearsVisa Holders & Green Card Holders living in the US for <5 years
Deductible*$0
Vision Care$0
Dental Care$0
Mental Health Care$15
OTC/Grocery Card*$100 per quarter
Emergency Care$75
SEE MORE BENEFITS

PLAN 1

Income Qualifications
$23,475 - $31,300
Age Qualifications
19-64 for US Citizens & Green Card Holders living in the US for >5 years21-64 for Visa Holders & Green Card Holders living in the US for <5 years
Immigration Status
US Citizens & Green Card Holders living in the US for >5 yearsVisa Holders & Green Card Holders living in the US for <5 years
Deductible*$0
Vision Care$0
Dental Care$0
Mental Health Care$15
OTC/Grocery Card*$100 per quarter
Emergency Care$75
SEE MORE BENEFITS

PLAN 2

Income Qualifications
$21,597 - $23,475
Age Qualifications
19-64 for US Citizens & Green Card Holders living in the US for >5 years21-64 for Visa Holders & Green Card Holders living in the US for <5 years
Immigration Status
US Citizens & Green Card Holders living in the US for >5 yearsVisa Holders & Green Card Holders living in the US for <5 years
Deductible*$0
Vision Care$0
Dental Care$0
Mental Health Care$0
OTC/Grocery Card*$100 per quarter
Emergency Care$0
SEE MORE BENEFITS

PLAN 3

Income Qualifications
$15,650 - $21,597
Age Qualifications
19-64 for US Citizens & Green Card Holders living in the US for >5 years21-64 for Visa Holders & Green Card Holders living in the US for <5 years
Immigration Status
US Citizens & Green Card Holders living in the US for >5 yearsVisa Holders & Green Card Holders living in the US for <5 years
Deductible*$0
Vision Care$0
Dental Care$0
Mental Health Care$0
OTC/Grocery Card*$100 per quarter
Emergency Care$0
SEE MORE BENEFITS

PLAN 4

Income Qualifications
$0 - $15,650
Age Qualifications
19-64 for US Citizens & Green Card Holders living in the US for >5 years21-64 for Visa Holders & Green Card Holders living in the US for <5 years
Immigration Status
US Citizens & Green Card Holders living in the US for >5 yearsVisa Holders & Green Card Holders living in the US for <5 years
Deductible*$0
Vision Care$0
Dental Care$0
Mental Health Care$0
OTC/Grocery Card*$100 per quarter
Emergency Care$0
SEE MORE BENEFITS
PLAN 200-250
PLAN 1
PLAN 2
PLAN 3
PLAN 4
Income Qualifications
$31,300 - $39,125
$23,475 - $31,300
$21,597 - $23,475
$15,650 - $21,597
$0 - $15,650
Age Qualifications
19-64 for US Citizens & Green Card Holders living in the US for >5 years21-64 for Visa Holders & Green Card Holders living in the US for <5 years
Immigration Status
US Citizens & Green Card Holders living in the US for >5 yearsVisa Holders & Green Card Holders living in the US for <5 years
Deductible*
$0
$0
$0
$0
$0
Vision Care
$0
$0
$0
$0
$0
Dental Care
$0
$0
$0
$0
$0
Mental Health Care
$15
$15
$0
$0
$0
OTC/Grocery Card*
$100 per quarter
$100 per quarter
$100 per quarter
$100 per quarter
$100 per quarter
Emergency Care
$75
$75
$0
$0
$0
SEE MORE BENEFITS
The information above is a summary provided for general guidance only. For full details regarding coverage, exclusions, and benefits, please refer to the official policy documents.

Need Help?

Find a doctor, learn how to use the $400 OTC card,claim your $400 gym membership reimbursement,or waive your university insurance.

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